Guide to Choosing a fund which students

Guide to Choosing a fund which students

A-boxes are a great Danish invention, but they have quotas around the 4-500 kr of the month. It is not much once you have a job, but as a student it is still a tidy sum.

Therefore, there has previously not been many young members before work, but the time between end of study and employment is actually the one in which unemployment funds are most attractive - until the end of study is the fact FREE. So this means that you can get about a month of unemployment benefits, 14,000 kr by searching the free membership while you are training.

You thus requiring far end on welfare - a significantly lower rate. Fortunately, the good news to penetrate, and since 2013 the number of student members of unemployment funds more than doubled each year.

Then take the here and find out how to get started.

I thought unemployment funds was the same as a trade union?

As a student it's all a bit new and confusing, but it's actually not that complicated. A-boxes understood perhaps better under their old name "unemployment funds".

Unemployment Insurance ensures that you have money in the account until you find work again if you lose your job or your company goes bankrupt. It's a very Danish invention and is an important part of the welfare state safety net. A-boxes are also state-supported, and depends on the government policies. Unions do the reverse: they guarantee agreements (part of your salary) and the general conditions of your employment. Do you, for example mistreated, or fired without just cause they can help with complaints, litigation and counseling.

Trade unions are often political, and has represented the workers' cause in the public historically as well as today's Denmark. Unions can often be purchased along with the unemployment fund, and it is popular to find both in the same organization (but not always smart).

Remember: the ownership of housing or car, you can not get cash benefits. Do you have one or the other, it is therefore hammer important that you are a member of an unemployment fund.

 

Can I change the unemployment insurance fund, and how do I do?


Whether you work or not, you must change. But secure that you can not start a new vesting period at your new fund. You do this by leaving the termination of the old unemployment insurance fund to the new - it usually happens on the first day of the month.

Tip: You'll find a handy overview of the cheapest interdisciplinary unemployment funds and their membership on fagmagasinet.dk/find-a-kasse . Many members may be but is not necessarily a sign that it is a good fund. Some cheap unemployment insurance funds (also called yellow unemployment funds) compete on price of service and support organizations you do not want to support. Therefore - read up on the unemployment funds and the associated trade unions on their as well as other websites, so you are sure to get the unemployment insurance that suits your needs. Job search is a crucial period, and you want to get the right guidance. Read more in "benefits".

 

What will it take before I have the right to unemployment benefits?

There are a number of requirements. You shall have:

  • Had a year's membership in an unemployment fund
  • Be officially job seekers in your job center with uploaded resume on jobnet.dk
  • Confirmed your status as a jobseeker every 7th day on Jobnet
  • Possibility to take a job as late as next day

- That is, no sick leave and no refusals on recruitment

  • Filled unemployment statement (A-box gives you one)
  • Had either a training course prescribed to 18 months (3 semesters) or had a job a year out of the last 3 years.

 

When should I apply?

Well one year before graduation - and it's free, so why challenging period of one year?

Once you graduate you must apply for admission as a graduate. Whether a-box writing to you before, so take the initiative yourself. It shows profits. You will then receive benefits from the first month after graduation.

 

What advantages does the different unemployment insurance funds?


Especially while you are training, it benefits you should look at. Membership is of course free, and since you can always switch later is where your focus should be. Do you want to be, the price is of course relevant. Here are two examples:

  • 3FA: 3F is Denmark's largest and most political union and that is reflected in the unemployment insurance fund too. It is also the largest. Here is the free legal assistance, opportunities for training, holiday discounts, cheaper insurance as well as courses and other events. In addition, they help (like most other insurance funds) with job placement and writing applications and CV.
  • The professional house unemployment insurance: This insurance fund is something smaller with 117,000 members, has no religious leanings and is also apolitical. So you should not worry about what they støtter (fossil fuels, religious organizations, controversial partners). The professional house is one of the cheapest combined trade unions and unemployment funds with a quota of 541 kr. The benefits are the ordinary Packages insurance, holidays and free sports tickets.