As a student, it can be difficult, if not impossible, to afford all the things you dream about. There are many expenses, especially if you have left home. All of a sudden you have to pay rent, food, study and consumption - there are many cost of living, when you start to figure it together.

SU does not go very far, and many of which goes only to the middle of the month. Luckily there is some advice that you can follow to get a grip on its economy and finance its consumption.

Save up while you can
If you have the chance, it's always a good idea to save as much up as possible, for example if you have a full time job at the moment but need to study. It may be time limits end up spending all the money you earn, but it's going to hit you like a boomerang.

Have a student
If you take an education that has a practical angle, you have to find a relevant student. Relevant study jobs typically 130 per hour, where a regular part-time job at the thought gives 110 per hour.

A student is typically from 8 to 20 hours a week. A relevant student of 8 hours a week gives an income of 4,640 per month before tax, where the same job 20 hours a week providing 11,700 before tax. A regular part-time job of 8 hours a week gives an income of about 3,960 per month before tax, and the same job 20 hours a week providing 9,900 before tax. It is about numbers, and it will of course depend on how long the month is.

In some programs, such as medicine or nursing, it is not possible to have a student when working hours are so flexible and there are many hours when you have to make assignments and prepare for the lesson. In these cases, it may make sense to be holiday relief. Here is the hourly wage often quite high, but it is rarely relevant work.

An emergency solution can be a loan
If you do not have the opportunity to save money for your studio, the opportunity to take a student job or being holiday replacement may be necessary to take out a consumer loan.

By taking a loan online you within a few hours get money in your account. The cheapest online consumer loans have an APR (Annual Percentage Rate) of 6.9%, but most consumer loans have high interest rates. If you are considering taking a loan you can read more about how it works and what you should be aware fair-laan.dk .

Avoid SMS loans
It may be tempting to take a SMS loan. It takes 2 minutes and then the money in one's account. Interest at a SMS loans are very high and the money must be paid back after 30 days. A traditional SMS loan of 5,000 typically have a refund of 5950 kroner. You must, in other words pay nearly 1,000 kroner to borrow 5000 crowns for 30 days - it's crazy high interest rates on approximately 1000% in the APR. You can read more about the disadvantages and dangers of SMS loans here .