To a greater disposable income to SU
The duration of studies is not known to be the one where you throw on you money. Disposable income - the amount you have when you pull your fixed expenses from your income - may be underneath thousand kroner.
This is the amount you need to buy food and study books.
However, you can do several things to get a larger amount available in everyday life. We look at a few of them here.
Avoid the quick loans
You see advertisements for them on the bus and on the Internet, but avoid as far as possible the many fast loans online . It is consumer loans with interest on the ugly side of 10%. You get money here and now and a good month, but all subsequent months you get an even lower disposable income.
Instead, consider a student loan, if not more work or lower costs is an option. Here you get a low interest rate of 4% during the study period and right now only 1% at the end of study. You do not begin to pay off your loan before the study is over.
Fast loans tempt weak - do not let it be you.
Move with others and share subscriptions
It's expensive to be single. You throw more food out and pay heat, although there is only one person in the apartment, which freezers.
It makes much better sense to move along more people. Do you live right now in an apartment with several rooms you may want to get a roommate. Use for example the portal Find Roommate to this.
If you live in a one-room apartment - and it's not a cheap dorm room - you can appropriately consider finding another apartment with at least one other person.
In the metropolitan area, it is a real opportunity to move along with 3-4 other in a very big apartment. It's easier to find a great apartment for 20,000 kroner a month than to find one that's right for you and a good friend. You have after finding the large apartment easily by finding other students who want to live in the apartment and pay 3-5,000 kronor for a room here.
Pay close attention to the rest of your fixed expenses. Drill In several together it makes no sense to have a Netflix subscription each when you can have one family subscription along at half the price. Also keep an eye on whether you are paying too much for your broadband, telephone and power.
Make money online
An opportunity to achieve a greater disposable income to spend less money. Another is to make more money. The obvious solution is to get a student job, where you can spend a day or two a week.
Alternatively, you also have the opportunity to make money online . Example, you can offer your labor as a copywriter, proofreader or something else.
In the big university cities you have even the opportunity to:
- Participate in experiments in hospitals and emergency rooms
- Sign up as a sperm donor
- Be helping other students' exams
And a number of other things to make more money. Keep an eye on notice boards - both physical and electronic - in the studio to be updated when creating new opportunities.