You may not think about it everyday when cycling to school, but you are covered by your insurance if you get your stolen bike? It's really hard to get stolen his bike, but you can save money if you have a good and cheap bike insurance when it happens.

Most of us have tried to have stolen a bicycle at one time or another in our lives. Figures from Statistics Denmark show that notified 52,465 bicycle thefts in 2016 - the figure is far higher, since many thefts are not reported. It sucks having to buy a new bike, because someone can not tell the difference between yours and mine. But you can recover most of the cost of a new bike if you insurance.

Home insurance may not cover your bike

It's always a good idea to check up on what your insurance really covers. It is hard to find out afterwards that you are not covered. It's getting contents insurance, the insurance of the bike is included as standard.

However, you can easily buy a bike insurance so you are covered by your home insurance. Typically there will be a small additional monthly amount of coverage. It is especially good with a spare bike coverage if you have a bike recent or expensive purchased.

Gallup did in 2016 a study of Gjensidige. Here admitted every 13 Dane that they have stolen a bicycle. Many of them also admitted that they stole it for a short trip, then threw it down. So make sure to be properly covered - also with a good bike insurance.

It is young people who cycle most - especially in big cities in the country. It is therefore important for you as a young man, that you have a bike insurance when you are at high risk of bicycle thefts.

Get bike insurance in your home insurance

A bike insurance can typically purchase as an addition to your home insurance. It can be easily handled over the phone a few minutes and then you are well covered in the future.

Remember to write down the frame number, then you must always use this when reporting thefts of bicycles. Otherwise, the police did not know that it's your bike if they find it.

Insurance companies that Gjensidige also a form of extended bike insurance . It covers namely also if:

• You are involved in an accident
• Your bike will be vandalized - regardless of where the bicycle was when it was destroyed

If you want insurance on children's bikes, covering their home insurance actually kids bikes under 12 inches automatically. You can recoup most costs of a new bike with this extra insurance.

Value of the best bike insurance

Contact your insurance company if you are not sure whether your bike is covered by your insurance. It may also be worth investigating where you get the best coverage. A cheap price on a bicycle insurance does not mean that it is the best for you.

The best bike insurance covers you for not only when you get your bike stolen. It also covers, for example, by vandalism or accident. You will typically get the cheapest price on your bike insurance if you choose it as an option for your home insurance instead of self-insurance.

If you have an old bike that does not have much value, it may well be that the most worthwhile for you not to buy a bike insurance. It will, however, could in most cases.

Do you like an active cycling holiday in Denmark and abroad? So you need to be aware of whether you have the right travel insurance. Gouda include one youth travel insurance for people under 35 years . It also covers physical activities like cycling holidays and package tours.

So many bikes are stolen each year

It's a lot of bikes that are stolen every day. Figures from Statistics Denmark show that in 2016 was stolen 52,465 cycles. This represents more than 140 bikes every day. There are also many bicycle thefts, are never notified. Thus, the real figure is much higher.

It is especially in large cities,and the areas around them being stolen as many cycles per. 1,000 inhabitants.

Source: dr.dk