5-saving tips for young drivers

5-saving tips for young drivers

Written by Jeanette Broe, head of car insurance content Mikonomi.dk

As a driver aged 18-25 years, you've probably experienced that prices for your car insurance is quite different than your parents pay? There are many reasons, and the most common argument is that young people represent a higher risk for insurers. However, it is not impossible to find a car insurance for a good price. Just follow these 5-saving tips:


  1. Think about your driving
    Not only does your car insurance will be cheaper the less damage you have, then it pays to consider his driving. If you are running well is more likely to do harm, but if you do not expect to get injuries you can raise your deductible and thus save on your annual premium. Deductibles must after all be paid only if there is an accident.

  2. Buy a used car for the first time
    Your choice of vehicle, like your age, very important for the price you can be offered at the Danish insurance companies. In most companies, a smaller car a cheaper car, and the boundary is typically at 75 HK. You can get a cheaper car insurance by choosing a small city car, but do you really save money, you should consider buying an older and used car as the first. The value of these is often so low that a comprehensive insurance does not pay, so that you can in good conscience save away while you earn seniority.

  3. Take a course
    Typically, it is young people aged 18-25 years, who are least able to find a car insurance policy is to pay, but fortunately it's there for advice. As mentioned, it is the high risk, resulting in a high annual premiums for young drivers, but with many insurance companies take a "respect for off-course." With this in the back you show responsibility and can very likely get a reduction in the insurance premium.

  4. Box competition between insurers
    Insurance companies put prices not similar because the weighting of risk factors such as age, city and car differently. This means that it definitely pays to investigate market opportunities before you decide. In addition to examining prices on the web you may want to spark some healthy competition to challenge insurers suffered. To do this you can use comparison services Mikonomi.dk . Here are the 3 insurance companies that are most relevant to you, asked to come up with great deals.
  1. Consider bundling your insurance in one company
    As a young person under 25 years can save even more money by getting as many insurance companies call a full customer or total customer. It goes very simple in that you get a significant discount on the total premium, if you collect all of your insurance policies with one company. Have you for example, both home insurance, travel insurance and car insurance you can, instead of getting a small discount on each policy, get a good price on a package. If you collect your insurer vast majority of insurance companies also a number of benefits, such as additional seniority or lower deductibles.